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3 things you should ask about school districts when you're house-hunting

By Shelley Sines

September 2026

This story was originally written in 2017 but has been reviewed and updated as of September 2026.

If you’re reading this story, I’m going to make some assumptions about you:

I am by no means an expert on schools or children (although I do deal with both on a daily basis). And I certainly wouldn’t try to advise you on what kind of school district is “best.” But I do suggest you investigate a few school-related questions if you’re looking to purchase a home and there are actual or theoretical children involved. 

Because if you’re wondering just how important a school district is when you’re house-hunting, the answer is…very.  

Pay attention to these 3 things:

1. How does the school district rank?  

It’s important to research this because not only do you want to provide your children (or future children) a good education, but having a home in a top-rated school district can positively affect your resale value. Buyers who prioritize access to quality education are often willing to pay more for a house in a top-rated school district. According to Opendoor's 2025 housing market analysis, homes in highly rated school districts typically sell for 10% to 20% more than comparable homes in average-performing districts.

Besides asking your real estate agent about the school district, you can get information about school ratings from the National Center for Education Statistics. You’ll want to look for things like standardized test scores, graduation rates and how many students go on to college. 

2. How far is the home located from schools in its district?

5 minutes, 10 minutes, 20 minutes? The further your home is from area schools, the earlier your kids (and you!) have to wake up each day. Do you live in a place where it snows? I do, and I remember not just 1 or 2 but a handful of times our school bus broke down or got stuck in a ditch due to icy road conditions, requiring parents to retrieve their kids. And don’t forget about all the driving back and forth to soccer practice, play rehearsals, school dances, PTA meetings, booster club events, etc.

Just make sure you understand – and can live with – what you’re getting yourself into. Fresh country air is great, but so is convenience. Which matters more to you?

3. Is the school district big or small?

Do you care about Division 1 high school football games? How about the quality and choice of cafeteria lunches? Have you considered your ideal teacher-to-student ratio? Does the school district have 3- or 4K programs and/or before and after school care?  

There are pros and cons of both large and small schools, and I suggest you do a bit of research on them. Some kids will blossom in a smaller environment with lots of staff attention, while others thrive in large schools that have a wider variety of curricula, activities and peer group options. Whether large or small, a sign of a good school district is where parents are actively involved in the school community, and most students are achieving at a high level. 

Speaking of community leads me to another thing you should pay attention to: What’s the neighborhood like when it comes to kids and families?Does the neighborhood where the prospective home is located seem bustling and kid-friendly, or is it peaceful and quiet?

In my own experience, I’m grateful we live in a neighborhood with lots of kids and other parents around to help keep an eye on mine. I feel connected to the community and school district, and we all rely on and support each other. That being said: My neighborhood is crazy! Fun, but crazy. As in I already have a migraine at 10 in the morning why are you kids always yelling crazy.

I love it and wouldn’t trade it for anyplace else – but you may prefer to live in a quieter place and just transport your child to hordes of yelling children as needed for stimulus. As with the questions above, it all comes down to knowing what you’re getting yourself into.

Shelley Sines has been writing for MGIC since she graduated from college in 2007. Currently raising a sweet little family with her husband in the suburbs of Milwaukee. Happiest when cooking or gardening. Competitive Scrabble player. Enthusiastic about road trips, wine, good TV.
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