This is very helpful. Once you get established doing these things every month, it will be much easier. It takes they worry out of the day to day living.
Pop Quiz! What’s the best way to save for your down payment and homeownership? Here’s a clue: It starts with a “B” and rhymes with “budget.” Yes! It’s a budget!
If you’ve avoided the word like the plague, don’t be afraid, poppet. It’s no more than a plan that lays out your income and expenses. Think of it as a friend who helps you make good decisions about using credit and meeting your financial goals, like saving up for your down payment or making a monthly mortgage payment.