You should never judge a book by its cover – or buy a home without a home inspection. Like the title implies, a home inspector will inspect the home after your offer has been conditionally accepted and before finalizing the purchase.
If the inspector notices anything that hasn't previously been disclosed, like bad wiring or plumbing issues, you can adjust your offer to account for these extra expenses (or back out of the deal entirely if you included a home inspection contingency in your offer). Unlike loan officers or real estate agents, you’re going to have to pay your home inspector out of pocket, usually around $300 to $400 – a small price to pay for peace of mind.
TIP: While it’s a good idea to ask friends, family or your real estate agent to recommend a local home inspector, you’ll also want to ensure they’re certified by the ASHI. You can also use the website to search for one locally.